Special Risk Underwriters, Inc. (SRU) is a full service Life, Annuity, Critical Illness, and Long Term Care Independent Brokerage General Agency. SRU was founded in 1955 to serve the needs of insurance and financial service professionals with a quality portfolio of leading companies. As one of the original impaired risk life brokerage organizations in the country, SRU has evolved into a full service brokerage agency offering estate and advanced business planning concepts, immediate, deferred, and indexed annuity plans, and top-notch long term care products in addition to a complete array of low cost term, universal, second-to-die and whole life plans.

SRU has an experienced, service-oriented staff that is well equipped to provide today's insurance professionals, financial planners, and our strategic partners with dependable "state of the art" back - office support, quality insurance carriers and leading products in an ever-changing financial service environment.

Our on-going mission continues to be to provide expert solutions within the independent life brokerage distribution system for financial service professionals with even the most demanding of clientele.